Can you insure for smoke taint

If your vineyard has not been burnt but has been exposed to smoke from neighbouring fires or burns there is a chance that vines and grapes may be affected by smoke. So can you insure for smoke taint? There is insurance for most things these days, unfortunately Insurers are reluctant to insure grapes/vines for smoke […]

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The Loop – Edition 1

From Me to You ‘Everything in life has some risk, and what you actually have to learn is how to navigate it’ Reid Hoffman Co-founder of LinkedIn The above quote resonated with me both as a life skill that everyone needs and also as someone who works in the insurance industry. Everyday as a advisor/broker […]

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Life Insurance, Do you need it?

Asking a financial adviser if you need life insurance is akin to asking a barber if you need a haircut. The answer is invariably ‘yes’! No surprise there. Instead, you be the judge!  Ask yourself the following questions, answer truthfully and decide for yourself whether you need life insurance. If you die: Is there enough […]

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Advantages of an Insurance Broker

Evidence suggests that by using a broker to organise and source your insurance needs for your business you will be much better off. Insurance unfortunately is a ‘necessary evil’ for Australian winemakers and wineries. As a winemaker or a winery/vineyard owner you face unique risks that are not always easily understood by most insurance underwriters. […]

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Are you a Winemaker?

Contract Winemakers – Your Risk Management plan is vital The increase in small to large processing facilities has created an increasing number of insurance issues relating to contract winemaking. These are largely centred around your contracts &/or agreements.  A Contract is an agreement (we prefer written) entered into by two or more parties with the intention […]

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